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The Garnishment Gurus Glossary: 25 Terms Every Creditor Should Know
1. Judgment Creditor – The person or business owed money under a court judgment. In garnishment papers, the judgment creditor is sometimes identified as the “Plaintiff” (and almost never as the “Garnishor" ). A Defendant or a Respondent or a Petitioner can all be judgment creditors and for this reason, any use of the mandatory forms needs to recognize and change references to "Plaintiff" to "Judgment Creditor" if appropriate. For most of our clients, this is you – the cr
Jonathan Baner
Nov 47 min read


How long must you wait after a garnishment to get the Court's blessing? There's a formula for that!
The timeline for a writ of garnishment to be signed off on by the court with a judgment on answer and order to pay is primarily influenced by two different statutes that allow objections to be raised during the garnishment process.
Jonathan Baner
Oct 292 min read


Our new debt collection website launched. New blog. Same exciting debt collection.
Our new website is live!
Jonathan Baner
Oct 222 min read


Five collections law facts every non-collection lawyer needs to know:
Even if you don’t practice collections law, chances are you’ll run into a judgment or enforcement issue at some point. Whether you're...
Jonathan Baner
Jun 202 min read


Washington State's 2025 Garnishment Exemption amount
New minimum wage laws mean new amounts of protected funds in garnishment proceedings.
Jonathan Baner
Jan 32 min read


Small claims judgment enforcement - a case study of costs, fees, and timing
This case study will examine a hypothetical small claims judgment that our office collects. The judgment was entered on January 1, 2018,...
Jonathan Baner
Mar 13, 20242 min read


Washington State's 2024 Garnishment Exemptions
Happy 2024 everyone! With the new year comes new minimum wage requirements across Washington State. These new requirements create new...
Jonathan Baner
Jan 1, 20242 min read


What happens after a bank is served a garnishment? Timelines for bank garnishments
What happens after a bank is served a writ of garnishment in Washington State? It is easy to think that the process is basically over,...
Jonathan Baner
Dec 6, 20233 min read


The Players and the Game: Navigating Garnishments and Fostering Effective Communication
Know Your Roles in the Garnishment Process When discussing garnishments, there's more than just the creditor and debtor in play. As...
Jonathan Baner
Sep 6, 20232 min read


Breaking Down the Dollars: Costs of a Writ of Garnishment
How much does a writ of garnishment cost? A writ of garnishment can be a valuable tool in debt collection. A common question is relating to costs of course. Costs means something different than legal fees. For the overwhelming majority of our cases the legal fee is contingency based: we take a percentage of what is recovered, or no recovery, then no fee However, costs are something that must always be paid by our clients. This is an ethical requirement. We advance these costs
Jonathan Baner
Jul 13, 20234 min read


Addressing Your Debt Collection Concerns: Part 3
In this third installment of our blog series, we continue to tackle the common worries that judgment creditors often have when...
Jonathan Baner
Jul 11, 20232 min read


Addressing Your Debt Collection Concerns: Part 2
In the first installment of this series, we began to unpack some of the most common concerns that judgment creditors may have when...
Jonathan Baner
Jul 6, 20232 min read


Addressing Your Debt Collection Concerns: Part 1
At Baner and Baner Law Firm, we understand that the decision to hire a debt collection attorney isn't an easy one. It's often accompanied...
Jonathan Baner
Jul 5, 20232 min read


Timing and Patience: Key Factors in Debt Collection
When it comes to debt collection, time can be a vital factor, often determining the success of your recovery efforts. Whether you are...
Jonathan Baner
Jun 30, 20233 min read


Debt collection: what even is a debt?
In the complex financial landscape we navigate daily, the concept of debt collection often slips under the radar, despite its significant...
Jonathan Baner
Jun 18, 20232 min read
Breaking the Chain of Debt: The Value of Pursuing Outstanding Claims for Your Business
At some point or another, every business encounters non-payment situations. Whether you're a small business owner dealing with a few...
Jonathan Baner
Jun 13, 20233 min read
The Power of Writs of Garnishment
As a judgment creditor in Washington State, you may find yourself facing the challenge of enforcing a judgment and collecting the debt...
Jonathan Baner
Jun 12, 20232 min read


Misconceptions about timing garnishments
A common misconception some debtors have is: "If I ignore a debt, it will eventually go away." Creditors, for their part, often have a...
Jonathan Baner
Jun 1, 20232 min read


Navigating the Impact of SB 5173 on Debt Collection and Garnishment in Washington - 2023's new law
Washington recently passed a new law, SB 5173, with far-reaching implications for creditors. The law's principal impact concerns...
Jonathan Baner
May 18, 20233 min read


The Impacts of SB 5173 on Debt Collection: Writs of Execution edition
The Washington State legislature recently passed a new law, SB 5173, with far-reaching implications for creditors. The governor signed it...
Jonathan Baner
May 14, 20232 min read
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