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Consumer information


Washington State's 2025 Garnishment Exemption amount
New minimum wage laws mean new amounts of protected funds in garnishment proceedings.
Jonathan Baner
Jan 32 min read


Washington State's 2024 Garnishment Exemptions
Happy 2024 everyone! With the new year comes new minimum wage requirements across Washington State. These new requirements create new...
Jonathan Baner
Jan 1, 20242 min read


Addressing Your Debt Collection Concerns: Part 1
At Baner and Baner Law Firm, we understand that the decision to hire a debt collection attorney isn't an easy one. It's often accompanied...
Jonathan Baner
Jul 5, 20232 min read


Debt collection: what even is a debt?
In the complex financial landscape we navigate daily, the concept of debt collection often slips under the radar, despite its significant...
Jonathan Baner
Jun 18, 20232 min read


Misconceptions about timing garnishments
A common misconception some debtors have is: "If I ignore a debt, it will eventually go away." Creditors, for their part, often have a...
Jonathan Baner
Jun 1, 20232 min read


Navigating Debt Collection in Snohomish County
At our law firm, we are committed to providing valuable information and insights to our clients and readers. In our continued effort to...
Jonathan Baner
May 10, 20232 min read


Washington State's 2023 Garnishment Exemptions
Happy 2023 everyone. With the new year comes new minimum wage requirements across Washington State. These new requirements create new...
Jonathan Baner
Jan 1, 20232 min read


New garnishment law makes bank garnishment exemptions automatic
Washington State has passed House Bill 1525. This was signed into law on April 14, 2021 and has an effective date of July 25, 2021. The...
Jonathan Baner
Apr 13, 20212 min read


New year means new exemptions
With the start of 2021 means the annual adjustment of minimum wage across the State and some local ordinances taking effect. See Labor...
Jonathan Baner
Jan 4, 20211 min read


Small claims - proving your case (Plaintiff edition)
So, you have decided to take your dispute to a Washington State small claims court. (Another article discusses when that might make sense...
Jonathan Baner
Aug 24, 20206 min read


Small claims - DIY lawyering FTW
A brief explanation of small claims situations in Washington State
Jonathan Baner
Aug 18, 20202 min read


Garnishments resumed in Washington State - mostly
Wage garnishments and post-judgment interest resuming in Washington State.
Jonathan Baner
May 30, 20202 min read


What is consumer debt in Washington State
The definition of "consumer debt" in Washington State isn't always clear, but we try to explain it here.
Jonathan Baner
May 1, 20204 min read


Garnishments suspended until May 27, 2020
Consumer debt collection halted amid COVID-19 state of emergency.
Jonathan Baner
Apr 16, 20203 min read
An update on Washington State Collection Laws - Private Student Loan Debt
Enhanced protections for private student loan debt was enacted in 2018 in Washington State
Jonathan Baner
Jul 17, 20193 min read


Garnished wages... sort of
A common misunderstanding for those facing wage garnishments is that all of wages will be taken to satisfy a debt. Once a judge...
Jonathan Baner
Jun 16, 20191 min read


Car loans - buyer beware
This Labor Day we wanted to share some consumer-side information pertaining to car sales. Specifically, those sales where the buyer...
Jonathan Baner
Sep 3, 20181 min read
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