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Navigating the Impact of SB 5173 on Debt Collection and Garnishment in Washington - 2023's new law
Washington recently passed a new law, SB 5173, with far-reaching implications for creditors. The law's principal impact concerns...
Jonathan Baner
May 18, 20233 min read


The Impacts of SB 5173 on Debt Collection: Writs of Execution edition
The Washington State legislature recently passed a new law, SB 5173, with far-reaching implications for creditors. The governor signed it...
Jonathan Baner
May 14, 20232 min read


Navigating Debt Collection in Snohomish County
At our law firm, we are committed to providing valuable information and insights to our clients and readers. In our continued effort to...
Jonathan Baner
May 10, 20232 min read


Navigating Debt Collection in Pierce County, Washington: The Start of Our County-by-County Series.
At our University Place-based law firm, we have always been committed to providing valuable information and insights to our clients and...
Jonathan Baner
Mar 14, 20232 min read


Wage Garnishments: Navigating the legal process with the help of seasoned attorneys
Garnishments can be a powerful tool for collecting on a debt, but it's important to understand the process and the laws that govern it. At Garnishment Gurus , we have the experience and expertise to help clients navigate the process of wage garnishments in Washington State. A writ of garnishment is a court order directing an employer or financial institution to withhold funds from the debtor and pay them to the creditor in order to satisfy a judgment. The procedures for this
Jonathan Baner
Jan 25, 20233 min read


Small Claims Judgment: The First Step to Getting Paid
When it comes to legal matters, many people may not know where to start. A small claims judgment is often the first step in getting paid for a debt or injury. At Baner and Baner Law Firm, we understand the importance of taking this initial step, and we are here to help guide our clients through the process. As a Washington State law firm located in University Place, WA, we have attorneys that focus their days on debt collection and enforcing existing judgments. We understand
Jonathan Baner
Jan 24, 20232 min read


Washington State's 2023 Garnishment Exemptions
Happy 2023 everyone. With the new year comes new minimum wage requirements across Washington State. These new requirements create new...
Jonathan Baner
Jan 1, 20232 min read


New year means new exemptions (2022)
The below information is retained for historical purposes, but it is widely agreed upon that it is no longer 2022. To see 2023 exemptions...
Jonathan Baner
Jan 1, 20221 min read


New garnishment law makes bank garnishment exemptions automatic
Washington State has passed House Bill 1525. This was signed into law on April 14, 2021 and has an effective date of July 25, 2021. The...
Jonathan Baner
Apr 13, 20212 min read
Landlord-Tenant-State relationships - a nonconsensual love triangle. Part 1: introduction
The Washington State Legislature has passed bill E2SSB 5160. Passing both chambers on April 11, 2021 the bill is on its way to becoming...
Jonathan Baner
Apr 11, 20211 min read


New year means new exemptions
With the start of 2021 means the annual adjustment of minimum wage across the State and some local ordinances taking effect. See Labor...
Jonathan Baner
Jan 4, 20211 min read


Small claims - a Defendant's perspective
So, you have been sued in small claims? Let us provide some guidance This article is focused on a defendant's perspective of small claims in Washington State. Other articles we have written about small claims include: Plaintiff side information is here . General information about small claims is here . First, the good news You are not allowed to have an attorney represent you in small claims court. This means you do not have to start the sometimes difficult task of finding on
Jonathan Baner
Nov 27, 20206 min read


Small claims - proving your case (Plaintiff edition)
So, you have decided to take your dispute to a Washington State small claims court. (Another article discusses when that might make sense or not) The first thing to do will be to file and serve the case in the local small claims court. After that the defendant will need to be served with at least a copy of the small claims filing and possibly additional documents depending on which county you are in (e.g. a date of hearing, required forms from the Court, etc.). If you haven'
Jonathan Baner
Aug 24, 20206 min read


Small claims - DIY lawyering FTW
A brief explanation of small claims situations in Washington State
Jonathan Baner
Aug 18, 20202 min read


Garnishments resumed in Washington State - mostly
Wage garnishments and post-judgment interest resuming in Washington State.
Jonathan Baner
May 30, 20202 min read


What is consumer debt in Washington State
The definition of "consumer debt" in Washington State isn't always clear, but we try to explain it here.
Jonathan Baner
May 1, 20204 min read


Garnishments suspended until May 27, 2020
Consumer debt collection halted amid COVID-19 state of emergency.
Jonathan Baner
Apr 16, 20203 min read
An update on Washington State Collection Laws - Private Student Loan Debt
Enhanced protections for private student loan debt was enacted in 2018 in Washington State
Jonathan Baner
Jul 17, 20193 min read


Garnishment exemption changes arriving soon
The Washington State legislature passed several new laws in 2019 pertaining to debt, debt collection, and related matters. One such law...
Jonathan Baner
Jul 17, 20192 min read


Garnished wages... sort of
A common misunderstanding for those facing wage garnishments is that all of wages will be taken to satisfy a debt. Once a judge...
Jonathan Baner
Jun 16, 20191 min read
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